Our Services

While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:



  • Tax reduction strategies
  • Investment management
  • Retirement strategies 
  • Estate conservation
  • Insurance and annuity products
  • Business succession planning
  • Executive compensation


  • Accumulation planning – During the critical accumulation years, which begin when you start full-time employment and extend beyond retirement, we can work with you to implement tax reduction and investment strategies. This approach can help you potentially maximize your savings, even while you are grappling with financial goals such as purchasing a home, paying off student loans, saving for your children’s education, and more.
  • Investment planning – In today’s economic environment, obtaining investment information is easy; choosing the investments that are appropriate for you can be much more difficult. We assist you in identifying your investment objectives, evaluating your risk tolerance, analyzing your current portfolio, developing an appropriate asset allocation strategy and recommending various alternatives tailored to help toward meeting your individual needs and goals.
  • Risk management – There are five factors that can stand in the way of achieving your financial goals: taxes, long-term care expenses, longevity, inflation and market risk. As you progress through the financial lifecycle from accumulation to retirement to passing wealth to the next generation, we work with you to develop strategies that will address your financial concerns and help manage the risks.
  • Retirement planning – With retirement often lasting for 20 years or longer, many of our clients are concerned about maintaining their financial independence. To avoid a savings shortfall, it is critical to spend time now to help ensure that you will have enough money to afford the retirement lifestyle you desire. We will educate you and offer sound considerations regarding Social Security, Medicare coordination, retirement plan management and income distribution, not only through your transition to retirement, but also throughout your lifetime.
  • Estate/asset protection strategies – Estate taxes can significantly shrink the size of your estate. We can help protect you from creditors and predators by providing advice on issues including property ownership, distribution strategies, estate tax reduction and tax payment techniques, in addition to will and trust design strategies.
  • Business owner and exit planning strategies – If you own a closely held or family-owned business, we can help you maximize your hard-earned equity. We can help you determine an accurate estimate of the value of your busines as well. Specifically, we can help you protect assets, transfer the business, build for retirement and preserve wealth. From business valuations to growth and exit strategies, we deliver a wide range of value-building tools and solutions. We also can work with you to develop an executive compensation plan that includes deferred compensation, supplemental group products and effective retirement plans to attract and retain key employees.
  • Contingency planning – The probability that you or your spouse will require home health care or nursing home assistance, or suffer a disabling injury or illness is greater than you might think. If you have assets to preserve, then life insurance, long-term care insurance and disability income insurance should be considered. Protecting loved ones or survivors against these potentially catastrophic costs is an essential part of astute financial planning.